| | Ebay's Bill Me Later Program |  |
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Eavorclear
FBHQ Regular
Posts : 442
Join date : 2012-08-04
Age : 31
Location : Everywhere you aren't.
Setup : Custom Homewood deck 30mm, China trucks, china wheels.
 | | Subject: Ebay's Bill Me Later Program Wed Jun 26, 2013 6:51 pm | |
| Alright guys, I need some help.
Lately this "Bill Me Later" option from Ebay has been catching my eye.
"Wow, I can buy these shoes for below retail price AND make monthly payments?!" I think to myself.
I know there's a catch and after reading up on it a bit it seems like for the first time you use Bill Me Later you get 0% for 6 months and if you don't pay by the end of those 6 months you get 19% interest tacked on.
I'm not too worried about that as I am a functioning member of society who can actuallypay their bills (Believe it or not).
Has anyone used the Bill Me Later service more than once? Is there any interest paid during that time?
Can anyone help?
Peace and love,
Jeremy. :3 |
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mattyb
Part of the Furniture
Posts : 1918
Join date : 2011-11-07
Age : 26
Location : traphouse.
Setup : im not a cop dude
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 7:14 pm | |
| ehh.... its like a credit card, i havent messed with it cause im gonna end up fucked over. |
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morrowsnow
Constant FBHQer
Posts : 1252
Join date : 2012-12-10
Age : 27
Location : Vermont, USA
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 7:17 pm | |
| - mattyb wrote:
- ehh.... its like a credit card, i havent messed with it cause im gonna end up fucked over.
I tried it but my SSN doesn't say I'm 18 yet... cause I'm 16... HAHAHAHAH |
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Ryan
Moderator
Posts : 3358
Join date : 2011-09-18
Age : 29
Companies : Temple Decks
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 7:18 pm | |
| I personally wouldn't do it man. 19%? That's really high. Sure 6 months seems like a long time to pay something off until you lose your job or something more important you need to pay off comes up. Just seems like a bad idea imo. |
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Eavorclear
FBHQ Regular
Posts : 442
Join date : 2012-08-04
Age : 31
Location : Everywhere you aren't.
Setup : Custom Homewood deck 30mm, China trucks, china wheels.
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 7:22 pm | |
| - Ryan wrote:
- I personally wouldn't do it man. 19%? That's really high. Sure 6 months seems like a long time to pay something off until you lose your job or something more important you need to pay off comes up. Just seems like a bad idea imo.
Valid point. |
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kyle ashley
Part of the Furniture
Posts : 2004
Join date : 2012-03-15
Age : 45
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 7:35 pm | |
| never do did it if u dont have the money now then wait or dont buy it not worth it in the long run |
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Eavorclear
FBHQ Regular
Posts : 442
Join date : 2012-08-04
Age : 31
Location : Everywhere you aren't.
Setup : Custom Homewood deck 30mm, China trucks, china wheels.
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 7:36 pm | |
| - kyle ashley wrote:
- never do did it if u dont have the money now then wait or dont buy it not worth it in the long run
Also a valid point, but I do have the money. Haha. |
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Ryan
Moderator
Posts : 3358
Join date : 2011-09-18
Age : 29
Companies : Temple Decks
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 7:41 pm | |
| I'd just pay for it now then man. 19% is crazy high. I don't even think credit card companies charge that. |
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Eavorclear
FBHQ Regular
Posts : 442
Join date : 2012-08-04
Age : 31
Location : Everywhere you aren't.
Setup : Custom Homewood deck 30mm, China trucks, china wheels.
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 8:03 pm | |
| Yeah, and I just read some reviews for the service on google..
It's really bad. |
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Natefb
Blossoming FBHQer
Posts : 322
Join date : 2012-11-06
Age : 30
Location : USA
Setup : Pure 32mm
Ytrucks x4s
FF g6's
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 8:38 pm | |
| like i said before eavorclear my mom has the bill me later program personally i wouldnt do it because i dont have a career yet |
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kerryDETH
Admin
Posts : 10741
Join date : 2009-11-03
Age : 36
Location : Bristol, UK
Companies : Fingerboarding, Skateboarding
Setup : Blosom 32.5mm
BRT Wides
Witchcraft Teals
Flatface BRR Ed.
Ace Tape
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 10:10 pm | |
| I personally think for some purchase other than like a house or a car getting it on credit is a really dumb idea that promotes a generally bad mentality. I would avoid, especially when 19% is put on  |
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Eavorclear
FBHQ Regular
Posts : 442
Join date : 2012-08-04
Age : 31
Location : Everywhere you aren't.
Setup : Custom Homewood deck 30mm, China trucks, china wheels.
| | Subject: Re: Ebay's Bill Me Later Program Wed Jun 26, 2013 10:40 pm | |
| - kerryDETH wrote:
- I personally think for some purchase other than like a house or a car getting it on credit is a really dumb idea that promotes a generally bad mentality. I would avoid, especially when 19% is put on
I thought it'd be a great idea... It's not and 19% interest is fucking bonkers. I read that it bumps up higher when you're done with the trial. Seriously, you should read some of these reviews, it's crazy. Not even a first-time-buyer trying to purchase a car gets 19% interest when we try to sell them one. BUT these high interest rates are typical for credit card things. That's how they make their money, especially if the guy is paying like, 20 bucks on something that cost's a few hundered dollars. I don't know what I was thinking, because that shit was cray. |
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