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 Ebay's Bill Me Later Program

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Eavorclear
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PostSubject: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 6:51 pm

Alright guys, I need some help.
Lately this "Bill Me Later" option from Ebay has been catching my eye.
"Wow, I can buy these shoes for below retail price AND make monthly payments?!" I think to myself.
I know there's a catch and after reading up on it a bit it seems like for the first time you use Bill Me Later you get 0% for 6 months and if you don't pay by the end of those 6 months you get 19% interest tacked on.
I'm not too worried about that as I am a functioning member of society who can actuallypay their bills (Believe it or not).
Has anyone used the Bill Me Later service more than once? Is there any interest paid during that time?
Can anyone help?

Peace and love,

Jeremy. :3
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mattyb
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 7:14 pm

ehh.... its like a credit card, i havent messed with it cause im gonna end up fucked over.
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morrowsnow
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 7:17 pm

mattyb wrote:
ehh.... its like a credit card, i havent messed with it cause im gonna end up fucked over.

I tried it but my SSN doesn't say I'm 18 yet...

cause I'm 16...

HAHAHAHAH
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Ryan
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 7:18 pm

I personally wouldn't do it man. 19%? That's really high. Sure 6 months seems like a long time to pay something off until you lose your job or something more important you need to pay off comes up. Just seems like a bad idea imo.
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Eavorclear
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 7:22 pm

Ryan wrote:
I personally wouldn't do it man. 19%? That's really high. Sure 6 months seems like a long time to pay something off until you lose your job or something more important you need to pay off comes up. Just seems like a bad idea imo.

Valid point.
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kyle ashley
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 7:35 pm

never do did it if u dont have the money now then wait or dont buy it not worth it in the long run
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Eavorclear
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 7:36 pm

kyle ashley wrote:
never do did it   if u dont have the money now  then wait or dont buy it not worth it  in the long run

Also a valid point, but I do have the money. Haha.
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Ryan
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 7:41 pm

I'd just pay for it now then man. 19% is crazy high. I don't even think credit card companies charge that.
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Eavorclear
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 8:03 pm

Yeah, and I just read some reviews for the service on google..
It's really bad.
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Natefb
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 8:38 pm

like i said before eavorclear my mom has the bill me later program personally i wouldnt do it because i dont have a career yet
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kerryDETH
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 10:10 pm

I personally think for some purchase other than like a house or a car getting it on credit is a really dumb idea that promotes a generally bad mentality. I would avoid, especially when 19% is put on shocked
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PostSubject: Re: Ebay's Bill Me Later Program   Ebay's Bill Me Later Program EmptyWed Jun 26, 2013 10:40 pm

kerryDETH wrote:
I personally think for some purchase other than like a house or a car getting it on credit is a really dumb idea that promotes a generally bad mentality. I would avoid, especially when 19% is put on shocked

I thought it'd be a great idea... It's not and 19% interest is fucking bonkers.
I read that it bumps up higher when you're done with the trial.
Seriously, you should read some of these reviews, it's crazy.

Not even a first-time-buyer trying to purchase a car gets 19% interest when we try to sell them one.
BUT these high interest rates are typical for credit card things. That's how they make their money, especially if the guy is paying like, 20 bucks on something that cost's a few hundered dollars.
I don't know what I was thinking, because that shit was cray.
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